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Defects and Damages
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*This site is not affiliated in any way with Ryan Homes or NVR inc.
Ryan Homes is a name you CAN NOT just trust, regardless of the false ad jingle. Buying from Ryan Homes has proven to be a hit or miss factor that most home buyers cannot afford. If you need a name you can trust, I suggest you look elsewhere. If you can afford to gamble, jump in. It works for many, but those it does not, well you may have no idea how many there really have been. Like the model homes, free amenities, cheap new prices, and incentives limited through NVR mortgage? Commonly NVR mortgage will steal away your "free" amenities at the closing table. You think they're really giving away stuff? If you're already a victim, sorry.
Not everything on the Internet is misleading. In some cases it's the last refuge for truth in America and the world. If this site was not based in truth, or was merely unwarranted bitterness, logs clearly show NVR lawyers have combined through it over and over, and they cannot find sufficient legal basis take it down.
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mportant status report 12/22/2007Get all the facts before you buy from this company and be an informed consumer:
HOBB HADD Ed's Ripoff reports Comments from others /Add your Comments
Links to expert documentation validating certain information specifically on this site.
Chase Heating and Air, (complete home restoration was done after fixing this technician discovered HVAC installation error. The entire home was destroyed again by another primary defect that was a criminal code violation within a few months of the first restoration. Estimated $40,000 was lost in repair and replacement costs to the damaged home and property, out of our pocket and through debt. Many valuable collectables remained destroyed, with little or no market value. We did not have the resources to repeat the exact same repair process. The contamination led to the formation of toxic molds in the clogged HVAC system, which made the home uninhabitable.
Allstate Insurance, Allstate not only denied coverage but is now canceling our homeowners coverage because our home once needed repairs from smoke and fire damage from builder defects which they refused to cover. These repairs have been completed at our own expense, but they are canceling our policy because "the house is being remodeled", though no major remodeling is left in house now. This is the same company that responded to a mold claim in LA, (mold claims not allowed in VA) and their remediation company they hired set the house on fire accidentally during cleanup, causing another claim for fire damage. So Allstate cancelled their coverage because of too many claims in a short period of time, even though in both cases Allstate was responsible for the claims through negligence. If you need Homeowners insurance, Allstate can provide that on paper, but if you need actual coverage, I recommend going with anyone else.
Henrico County building inspectors,
Threat From Ryan Homes sent immediately AFTER the warranty for the home expired. Note (wikipedia.com) Under the United States law, a statement cannot be held to be slanderous or libellous if it is true; the substantial truth doctrine extends this protection by holding that a statement with "slight inaccuracies of expression" do not make the alleged libel false.
(Below) Page one of a step by step explanation of the exact cause of defects and damages through pictures and narrative, showing step by step, how a why damages occurred according to experts and our own research.
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Photo: (Top right) Blown Cellulose insulation in the attic of our townhouse, in Glen Allen Va. This insulation is comprised of various waste paper products with small bits of plastics waste. We know the material is typically chemically treated, (boric acid) to reduce flammability, (although this material has burned in two of my homes now) and still contains the chemicals used during its original processing as newspaper, magazines and such, which included inks and binders that may become poisonous and carcinogenic with prolonged high level inhalation exposure or ingestion. The insulation material is generally not considered hazardous material, but unprotected exposure for 23 1/2 hours or more, average per day for a period of years through the unsealed HVAC system, requires a different consideration in exposure analysis.
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Pictured left: Close-up view of our cellulose insulation. Of particular concern, a fine moss-like material can be seen within the miscellaneous shredded papers. This low density material moves and becomes suspended with the slightest movement of air. Manufacturers claim it is less likely to become airborne than fiberglass. This particular part of the insulation material has covered virtually every surface inside our home, and clogs air filters 300%-1000% (latter number primarily as soot) faster than their recommended usable life in the home. We don't know whether the moss like material comes from natural degradation of the cellulose, is a normal by-product of the shredding process, or is some sort of microorganism contaminate. I found the material highly irritating to the eyes, nose and throat, and it caused skin irritation similar to wool fiberglass. |
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All material written and copyrighted by Ronald Reed Jackson unless otherwise indicated.
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